Archive - The Free Toaster

Everything you need for the Summit on Sept 23

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Sep 3 • Carlos Caro

Experian Moves Into ChatGPT, PayPal Stays Single

Another lighter edition: seven quick hits across LLM distribution, BNPL, cards, and charters, plus 20 days away to the Summit.

Sep 3 • Toaster Media

August 2026

Chime Financial, Inc. Second Quarter 2026 Earnings Conference Call

Prepared Remarks

Aug 27 • Toaster Media

Avant Goes Racing, Stripe Goes Shopping

A lighter, later edition: ten quick hits across co-brand cards, BNPL, and bank charters, plus the first Summit speakers.

Aug 22 • Toaster Media

NerdWallet’s Q2 ‘26 Earnings

5 things marketers at credit card & personal loan companies should take away

Aug 14 • Toaster Media

We’re 17 Days Away! The Affiliate Marketing Summit for Lenders and Publishers

September 23 in San Francisco. 150 hand-picked leaders. Zero sales booths. Here’s why we built it, and how to request an invitation. Fewer than 25 seats…

Aug 11 • Toaster Media

The Future Of Distribution (In Lending) Seems Obvious

But, How Long Will We Have To Wait?

Aug 6 • Carlos Caro

July 2026

5 Things Marketers Should Draw From Capital One's Q2 Earnings Report

And, the Discover brand starts spending again this year.

Jul 30 • Toaster Media

Samsung's New Galaxy Card and Its Too-Good-To-Be-True Rewards Program

and why we think Anthropic and OpenAI will launch a card at some point

Jul 23 • Toaster Media

E054 - Paid Search 101 (For Lenders) - With Ross Cohen, Former COO (Field Productivity) at New York Life

Search is often just 10% of a lender’s marketing mix — but Ross Cohen makes the case that it’s the most powerful channel for experimentation and the…

Jul 22 • Carlos Caro

1:04:42

Oportun's Bank Partner Held No Loans. And That Just Changed.

A case study in why your bank partnership, not your media, could be your real growth constraint.

Jul 16 • Toaster Media

Klarna Just Filed for a Bank Charter. So Did Affirm, PayPal, Upstart, and Six Others.

The year fintechs stopped renting charters.

Jul 9 • Toaster Media

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