Archive - The Free Toaster

How LLMs Have (Or Haven't) Changed Affiliate Marketing For Lenders

Why publishers keep winning the citation game, and what lenders should do about it.

Sep 17 • Carlos Caro

How To Get To The Fisher Bay Observatory At The Exploratorium

The venue for The Affiliate Marketing Summit For Lenders

Sep 17 • Carlos Caro

How LendingClub Became Happen Bank

Key insights from a recent Podcast with Mark Elliot, Chief Customer Officer at Happen Bank.

Sep 11 • Toaster Media and Carlos Caro

Everything you need for the Summit on Sept 23

(save this post)

Sep 3 • Carlos Caro

Experian Moves Into ChatGPT, PayPal Stays Single

Another lighter edition: seven quick hits across LLM distribution, BNPL, cards, and charters, plus 20 days away to the Summit.

Sep 3 • Toaster Media

August 2026

Chime Financial, Inc. Second Quarter 2026 Earnings Conference Call

Prepared Remarks

Aug 27 • Toaster Media

Avant Goes Racing, Stripe Goes Shopping

A lighter, later edition: ten quick hits across co-brand cards, BNPL, and bank charters, plus the first Summit speakers.

Aug 22 • Toaster Media

NerdWallet’s Q2 ‘26 Earnings

5 things marketers at credit card & personal loan companies should take away

Aug 14 • Toaster Media

We’re 6 Days Away! The Affiliate Marketing Summit for Lenders and Publishers

September 23 in San Francisco. 150 hand-picked leaders. Zero sales booths. Here’s why we built it, and how to request an invitation. Fewer than 3 seats…

Aug 11 • Toaster Media

The Future Of Distribution (In Lending) Seems Obvious

But, How Long Will We Have To Wait?

Aug 6 • Carlos Caro

July 2026

5 Things Marketers Should Draw From Capital One's Q2 Earnings Report

And, the Discover brand starts spending again this year.

Jul 30 • Toaster Media

Samsung's New Galaxy Card and Its Too-Good-To-Be-True Rewards Program

and why we think Anthropic and OpenAI will launch a card at some point

Jul 23 • Toaster Media

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