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Imprint Raises $150M Series D at $1.2B Valuation, Co-branded Cards Catch On
Imprint hits a $1.2B valuation as Visa and Mastercard scale mobile wallets, Klarna faces IPO pressure, regulators reset the rules, and Amazon pushes…
Esusu’s Rent Data is Becoming a Hot Credit Signal
Esusu’s $50M raise and Mercury’s consumer banking push lead this week’s issue. Klarna and Stripe push agentic commerce forward as student loan…
Klarna Targets High Spend Travelers, Socure Builds the BNPL Credit File, and Instacart Lands Inside ChatGPT
Plus Capital One’s Miami Art Week perks for premium cards, BHG and Engine by Gen’s new loan marketplace push, Flex’s 60 million raise for a mid-market…
Scared Money In Affiliate Marketing
How to avoid this trap in 2026 and beyond
 • Carlos Caro
NerdWallet Gives Away $100K a Day, Stelrix’s Investment-Backed Credit Card, and PayPal’s AI Checkout
Kraken’s card launch, a softer Beige Book, BNPL scrutiny, Treasury Prime’s AI marketplace, U.S. Bank’s stablecoin tests, a muted Black Friday, and new…

November 2025

UltraFICO Takes Shape with FICO x Plaid, CFPB Targets ECOA Rules, Made Card Bets on Homeowner Rewards
Made Card launches homeowner rewards, Wealthfront tests mortgages, Klarna rolls out a stablecoin, ChatGPT adds shopping research, Worldpay builds…
 • Carlos Caro
Inside a 450,000 Square Foot Direct Mail Machine
Notes from my visit to ICS's production facility outside of Philadelphia
 • Carlos Caro
Intuit Taps OpenAI, Klarna Secures $6.5B, JPMorgan Rewrites Data Terms
Also inside: rising credit stress, new compliance standards, shutdown aftershocks, and a full breakdown of earnings from Experian, Klarna, Mastercard…
 • Carlos Caro
Visa & Mastercard’s $38B Shake-Up, Propel’s Bold Credit Move, Airlines Turn Debit Into Rewards
Also this week: Sezzle’s billion-dollar milestone, JPMorgan’s data alliance, and Robinhood’s smoothest product yet.
 • Carlos Caro
Capital One & T-Mobile Partner on Credit Card Launch, Affirm Lands $750M Backing, Pagaya Adds $500M Auto Deal
Plus, the Fed’s SLOOS report signals cautious optimism for lenders, and Q3 results from Visa, PayPal, and Rocket Companies underline fintech resilience.
 • Carlos Caro

October 2025

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