Barclays Poaches Best Egg, PayPal Goes Agentic, and Fintech Giants Post Big Q3 Gains

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Fintech’s biggest players are moving fast. Barclays is buying Best Egg for $800 million to expand in U.S. lending, while PayPal plugged into ChatGPT to power instant checkout. Coinbase built a payments rail for AI agents, and Mastercard launched new fraud intelligence to keep issuers and acquirers ahead of attacks.

At Money20/20, AI took center stage as Wells Fargo, Starling, and Anthropic showed how automation is reshaping banking. DXC and Splitit teamed up to help banks fight back against BNPL.

Earnings also told a strong story. Capital One rebounded from last quarter’s loss, Citi posted solid growth across every business line, and LendingClub more than tripled profit as originations surged. SoFi hit record revenue with nearly a million new members, while TransUnion raised its full-year guidance after another quarter of steady gains in lending.

Here’s what’s happening across fintech right now.

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