Early in your analytics career & thinking about the next step?

Or do you know someone who is? We’d love your help spreading the word! (Thank you!)

3+ years of experience 
Locations: NYC, Wilmington DE, Charlotte NC, Baltimore MD 
Lead Credit Analyst (credit & pricing, underwriting, consumer lending) 
Lead Quant Analyst (credit, data, modeling, consumer lending) 

1+ year experience 
Locations: NYC, Miami, Charlotte, Denver
Modeling Associate (quant analytics, model building, previous experience in mortgage/auto loans) 
Associate (quant analytics/statistical modeling, research/strategist, experience in consumer lending) 

Look below to learn more or apply directly via email [email protected], and mention Toaster

Sr Director, Credit & Fraud 
*Remote 

8+ years experienced and data-driven leader to own and drive credit and fraud strategy. This role involves developing profitable, risk-adjusted strategies, leading growth initiatives, and managing key performance metrics. The ideal candidate is both a strategic thinker and hands-on problem solver, capable of building strong business cases and leading a high-performing analytics team. Responsibilities include overseeing analytics workflows, creating clear reporting, and fostering communication across stakeholders.

Credit/Data Scientist
*Onsite: San Francisco, CA 

As a Sr. Credit Data Scientist, you will support credit risk strategy by building and deploying predictive models that help reduce credit losses and improve loan-level decisioning. This role involves hands-on work with data, leveraging statistical and machine learning techniques to enhance model performance, and collaborating with cross-functional teams. Ideal candidates will have a strong foundation in consumer credit modeling, Python and SQL skills, and experience in applying rigorous analytics to real-world lending challenges.

Lead Credit Analyst
*Locations: NYC, Wilmington DE, Charlotte NC, Baltimore MD 

We are seeking a strategic and analytical professional to join our team and drive the optimization of our credit risk underwriting and pricing strategies. This role focuses on enhancing key components such as approval criteria, loan amount determination, term structures, pricing models, and the overall risk appetite framework. The ideal candidate will play a critical role in improving profitability, mitigating losses, and supporting sustainable revenue growth through data-driven decision-making and process improvements.

Lead Quant Analyst
*Locations: NYC, Wilmington DE, Charlotte NC, Baltimore MD 

In this role you'll lead developing and optimizing credit underwriting and pricing strategies to drive profitable business growth, manage risk, and improve operational efficiency. The ideal candidate will leverage data analysis, statistical modeling, and machine learning tools to uncover insights, design strategies, and communicate results clearly to stakeholders.

Modeling Associate
* Locations: NYC, Miami, Charlotte, Denver

In this role, you'll develop statistical models—such as default, prepayment, and loss severity—for valuing mortgage and credit-related assets. You'll apply strong quantitative, programming, and financial modeling skills to analyze complex data, implement models in C++/C#, and support structured credit product valuation. Need to have a solid grasp of securitization markets, hands-on coding experience, and the ability to communicate technical insights clearly in a dynamic, collaborative environment.

Research Associate 
* Locations: NYC, Miami, Charlotte, Denver

Leveraging both research and mortgage servicing strategy, you'll focus on validating and calibrating prepayment and default models to support business decision-making. The ideal candidate will analyze mortgage data, enhance model performance, and collaborate with business teams to ensure effective use of model insights. Strong Python and SQL skills, statistical modeling experience, and the ability to communicate complex ideas clearly are essential for success in this position.

Sr Manager, Credit
*Locations: Richmond VA or Arlington VA

This role involves delivering high-impact credit life-cycle consulting projects to leading U.S. and international banks and fintechs, including in emerging markets. It includes leading teams of analysts and data scientists on complex diagnostics, valuation, and credit policy initiatives, while also supporting business development through scoping and proposal creation. As a people manager, the role requires coaching talent, providing structured feedback, and contributing to recruiting and internal engagement efforts.

To learn more or apply, email [email protected] and mention Toaster

VP, Product Marketing

• 10+ years in B2B SaaS product marketing, with leadership experience in scaling high-performing teams; HealthTech background a plus

• Expert in uncovering deep customer and market insights, driving strategic positioning in crowded, complex markets

• Led brand narrative and GTM strategy across multiple products, creating messaging that 

• Skilled in enterprise sales dynamics, particularly within healthcare, and comfortable navigating ambiguity in fast-evolving categories

  To learn more or apply, email [email protected] and mention Toaster

Chief Marketing Officer

We're seeking a growth leader with a proven track record in scaling user acquisition, optimizing channels, and driving revenue. You have deep experience in product-led growth, thrive on data-driven experimentation, and work seamlessly with product and cross-functional teams. Experience with IPO readiness is a plus. Experience in B2C/D2C products preferred Hybrid role based in Mountain View, CA

To learn more or apply, email [email protected] and mention Toaster

Head of Risk

• Early hire at a fast-growth startup

• 10 + years of risk/underwriting experience

• B2B and/or Payments experience required

• Prior startup/fintech experience preferred

• NYC or remote

To learn more or apply, email [email protected] and mention Toaster

AVP, Consumer Modeling

• Develop and implement statistical models for valuing mortgage and consumer loan products

• Analyze loan performance, build data pipelines, and enhance credit risk strategies

• Expertise in programming for statistical analysis (Python preferred) and building credit risk models

• Experience with statistical modeling frameworks, including linear regression, logistic regression, gradient boosting, and random forests

To learn more or apply, email [email protected] and mention Toaster

Head of Credit

We are looking for an experienced, innovative, and analytically driven leader to oversee Credit.

This role is responsible for optimizing predictive modeling, leveraging advanced data science techniques, and minimizing credit losses across our products.

The ideal candidate has a proven track record in credit management, risk analysis, strategic decision-making, and machine learning-driven credit solutions.

Data Scientist – Credit & Fraud Risk

Opportunity to be an early-stage team member to drive data science innovation in credit and fraud risk management. You’ll build and deploy risk models, leverage AI/LLM tools, integrate new data sources, and collaborate with engineering for implementation.

Global Head of Risk

(LatAm role -- can sit in the US, or be LatAm based)

The Global Head of Risk is a senior executive responsible for shaping and executing the organization’s credit risk strategy, underwriting policies, and overall risk management across global operations, with a primary focus on business lending and portfolio management in Latin America. This role balances risk discipline with a business-enabling approach to drive sustainable growth while maintaining a strong risk framework.

Credit Analytics Consultant

Location: Arlington, VA or Richmond, VA (hybrid)

Senior Manager/Director, Credit Analytics Consultant: lead high-quality credit life-cycle consulting projects for top U.S. banks, fintechs, and international clients, including those in emerging markets.

Key Responsibilities:

• Manage teams of analysts and data scientists on diagnostics, valuation, and credit policy projects.

• Support business development by assisting in proposal creation and project scoping.

• Provide structured feedback, mentorship, and coaching as a people manager and culture champion.

• Contribute to internal engagement initiatives to foster a strong company culture.

• 6+ years of experience in credit risk

Senior Backend Product Engineer 

Hiring: a Senior Backend Product Engineer to design and build scalable applications, data acquisition systems, and third-party integrations. Reporting to the VP of Engineering, you will drive the development of the product roadmap and ensure seamless delivery to end customers. This role requires problem-solving ingenuity, a results-driven mindset, and a focus on long-term success.

Vice President/Director of Credit and Pricing Analytics – Point-of-Sale Lending

We’re looking for a strategic, data-driven leader to head Credit and Pricing Analytics for a growing Point-of-Sale (POS)/embedded lending business. This individual will lead a high-performing analytics team, shape credit policy, offer strategy, and drive growth through actionable insights.

SVP, Head of Growth

Location: GA or TX preferred, remote OK too! 

Hiring a strategic, data-driven leader to drive customer acquisition, retention, revenue growth, and profit margin expansion. Reporting to the Chief Revenue Officer, you will develop partnership strategies, manage P&L, and optimize marketing channels. You will lead a team, collaborate cross-functionally, and implement data-driven strategies to enhance performance and user experience.

Sr Director, Growth Marketing

We seek a dynamic leader to drive customer and merchant acquisition, engagement, and retention. You will build a high-performing team, leverage AI-driven analytics, and develop targeted offers to maximize user loyalty. This role offers the opportunity to drive exponential growth in a fast-paced, data-driven environment. 🚀

Analytics Associate (remote)

Role Requirements

• Experience as a credit risk analyst in origination businesses 

• Focus on front-end lending

• Expertise in building credit policies for individual deal-level underwriting

• Strong understanding of data science with proficiency in SQL and Python/R

• 2–4 years of hands-on capabilities experience