This Week’s Friday Jobs Edition:

🚨 11 CTB1-exclusive roles you won't find anywhere else.
👀 21 can’t miss roles at the bottom of this newsletter.

(Note: Verified Toaster subscribers can submit jobs for free! Just email us at [email protected], and we’ll add it.)

Early in your analytics career & thinking about the next step?

Or do you know someone who is? We’d love your help spreading the word!

3+ years of experience 
Locations: NYC, Wilmington DE, Charlotte NC, Baltimore MD 
Lead Credit Analyst (credit & pricing, underwriting, consumer lending) 
Lead Quant Analyst (credit, data, modeling, consumer lending) 

1+ year experience 
Locations: NYC, Miami, Charlotte, Denver
Modeling Associate (quant analytics, model building, previous experience in mortgage/auto loans) 
Associate (quant analytics/statistical modeling, research/strategist, experience in consumer lending) 

Look below to learn more or apply directly via email [email protected], and mention Toaster

Sr Director, Credit & Fraud 
*Remote 

8+ years experienced and data-driven leader to own and drive credit and fraud strategy. This role involves developing profitable, risk-adjusted strategies, leading growth initiatives, and managing key performance metrics. The ideal candidate is both a strategic thinker and hands-on problem solver, capable of building strong business cases and leading a high-performing analytics team. Responsibilities include overseeing analytics workflows, creating clear reporting, and fostering communication across stakeholders.

Credit/Data Scientist
*Onsite: San Francisco, CA 

As a Sr. Credit Data Scientist, you will support credit risk strategy by building and deploying predictive models that help reduce credit losses and improve loan-level decisioning. This role involves hands-on work with data, leveraging statistical and machine learning techniques to enhance model performance, and collaborating with cross-functional teams. Ideal candidates will have a strong foundation in consumer credit modeling, Python and SQL skills, and experience in applying rigorous analytics to real-world lending challenges.

Lead Credit Analyst
*Locations: NYC, Wilmington DE, Charlotte NC, Baltimore MD 

We are seeking a strategic and analytical professional to join our team and drive the optimization of our credit risk underwriting and pricing strategies. This role focuses on enhancing key components such as approval criteria, loan amount determination, term structures, pricing models, and the overall risk appetite framework. The ideal candidate will play a critical role in improving profitability, mitigating losses, and supporting sustainable revenue growth through data-driven decision-making and process improvements.

Lead Quant Analyst

In this role you'll lead developing and optimizing credit underwriting and pricing strategies to drive profitable business growth, manage risk, and improve operational efficiency. The ideal candidate will leverage data analysis, statistical modeling, and machine learning tools to uncover insights, design strategies, and communicate results clearly to stakeholders.

*Locations: NYC, Wilmington DE, Charlotte NC, Baltimore MD 

Modeling Associate
* Locations: NYC, Miami, Charlotte, Denver

In this role, you'll develop statistical models—such as default, prepayment, and loss severity—for valuing mortgage and credit-related assets. You'll apply strong quantitative, programming, and financial modeling skills to analyze complex data, implement models in C++/C#, and support structured credit product valuation. Need to have a solid grasp of securitization markets, hands-on coding experience, and the ability to communicate technical insights clearly in a dynamic, collaborative environment.

Research Associate 
* Locations: NYC, Miami, Charlotte, Denver

Leveraging both research and mortgage servicing strategy, you'll focus on validating and calibrating prepayment and default models to support business decision-making. The ideal candidate will analyze mortgage data, enhance model performance, and collaborate with business teams to ensure effective use of model insights. Strong Python and SQL skills, statistical modeling experience, and the ability to communicate complex ideas clearly are essential for success in this position.

Sr Manager, Credit
*Locations: Richmond VA or Arlington VA

This role involves delivering high-impact credit life-cycle consulting projects to leading U.S. and international banks and fintechs, including in emerging markets. It includes leading teams of analysts and data scientists on complex diagnostics, valuation, and credit policy initiatives, while also supporting business development through scoping and proposal creation. As a people manager, the role requires coaching talent, providing structured feedback, and contributing to recruiting and internal engagement efforts.

To learn more or apply, email [email protected] and mention Toaster

Other CTB1 Roles

• VP, Product Marketing

• Chief Marketing Officer

• Head of Risk

• AVP, Consumer Modeling

Stay tuned for your weekly pulse on fintech hiring, only at The Free Toaster.
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Looking to hire a key role?
CTB1 & The Toaster Team can help.

• No retainers or upfront costs

• We only get paid if we fill your role

email [email protected] and mention Toaster to learn more

CTB1 is a boutique talent and recruiting firm specializing in exclusive fintech, banking, and lending roles. Unlike typical recruiting channels, CTB1 allows job seekers direct access to Connie and Cammie, ensuring personal responses rather than getting lost in a pile of resumes. For hiring managers, CTB1 quickly identifies top-tier talent, especially for specialized roles in credit, risk, marketing, and data science. Their unique, contingency-based business model means no upfront costs—companies only pay upon successfully filling a role.