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- Yendo’s $50M Series B, Nova Credit’s Data Play, and Nubank’s U.S. Push
Yendo’s $50M Series B, Nova Credit’s Data Play, and Nubank’s U.S. Push
Klarna, Affirm, Mastercard, Walmart, Happy Money, and Zillow round out a week of AI-driven partnerships, payments innovation, and credit-building breakthroughs.

Hey Toaster Readers,
This week is sponsored by our friends at Spinwheel.
Fintechs are doubling down on innovation across credit, data, and AI. Yendo’s $50 million Series B will fund an AI-powered bank built on vehicle equity. Nova Credit is rethinking underwriting with cash-flow data, and Nubank is applying for a U.S. bank charter to bring its 123 million-customer model stateside.
Meanwhile, Klarna joins forces with Google Cloud to make shopping more creative, Affirm supports Google’s new Agent Payments Protocol, and Mastercard’s latest platform uses AI and data to lift approval rates. Walmart and Happy Money unveil AI-first lending and retail experiences, while Zillow and Esusu partner to make rent count toward better credit.
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